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Showing posts with the label Credit Cards

Honesty Shouldn't Go Unrewarded by NAB Credit Cards

Editor-in-Chief "blacklisted" by Bank Negara for RM0.05 owed to cancelled HSBC credit card

The Editor-in-Chief of CardsNow! & PassAgeNow! magazines. Fredy Yiap, has found himself "blacklisted" by Bank Negara, Malaysia's Central Bank, because of cards which HSBC, MBF/Ambank and Eon (now Hong Leong Bank) call centers failed to "cancelled". HSBC even upgraded Fredy's card status even when he called to cancel that particular card. Wrote Fredy on his Facebook Profile, "Never have I so pissed with cardians!! I am now in the blacklist of Bank Negara because of these banks:- 1) HSBC (Amount owed : RM 0.05) They issued me a Visa Platinum in 2008/2009, I didn't like it and cancelled it. Few months later, they upgraded my "cancelled" Visa Platinum to Signature card, and during that process, left a rounding up 5 cents in the account. The customer service said it might take weeks to months to reverse that big deal RM 0.05 OUT! 2) MBf/Ambank (Amount owed : RM 50.00) When the 1st World card was out in Malaysia, MBf's President J...

The Crisis of Credit Visualised

The 2008 financial crisis is about to celebrate its 3rd anniversary and we are nowhere clear from it. News reports are appearing that US regulators are suing banks for billions for the crisis. Wrote The Slate , The lawsuits came through. Late in the day Friday, the Federal Housing Finance Agency sued Bank of America, Citigroup, JPMorgan Chase, and Barclays. The federal regulator also listed Nomura Holdings, HSBC Holdings and Credit Suisse Group as defendants, reports Bloomberg . The suit relates to losses on more than $41 billion in subprime mortgage securities that were sold to Fannie Mae and Freddie Mac. Many of us may not understand how this crisis began and we are looking at signs that it could happen again, especially with rising property prices in Asia. Below are two set of videos I found that helps explain the crisis of credit. There are lessons to learn here. Property prices, especially in Singapore, where it is always expected to rise and never fall, is facin...

Cracking the credit card numbers

Have you ever wondered what the 16 numbers on your credit card meant? Mint blogged about the numbers and explained how you can easily check if the card is a fraud. Budget Planner Software - Mint.com